Financial Tools

Comparison: 15 vs. 30 Years
Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Mortgage Points Calculator
Should you buy points? Use this calculator to find out.
Mortgage Qualifier
Can you buy your dream home? Find out just how much you can afford!
Refinance Break-even
Should you refinance your mortgage? Use this calculator to determine when you will break even!
Rent vs Buy
Are you better off buying your home, or should you continue to rent?
Mortgage Payoff
Save thousands of dollars in interest by increasing your monthly mortgage payment.
Accelerated Debt Payoff
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Credit Card Payoff
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Personal Debt Consolidation
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
Auto Loans
Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!
Lease vs. Buy
Should you lease your next automobile or finance it? Find out with this calculator!
Retirement Calculators
Do you ever have questions like “How will retirement impact my living expenses?” or “How much will I need to save for retirement?” Click the title above to find several helpful calculators that will help you answer these questions.
1040 Tax Calculator
How much in income taxes will you pay? Use this 1040 tax calculator to help determine your tax bill for next April.
Estate Tax Planning
Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.
Hourly Paycheck Calculator
Use this calculator to help you convert your salary to what you are earning per hour.
Should I Adjust My Payroll Withholdings? Calculator
Use this calculator to determine if you should fill out a new W-4 to adjust your payroll withholding with your employer.
Tax Freedom Day
Use this calculator to find out how many days you would have to work to pay your estimated tax liability. What day of the year have you started earning money for yourself and not for the government?
Self-Employment Taxes
If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes.
College Savings
Use this calculator to help develop or fine tune your education savings plan.
Cool Million
Find out when your savings plan may make you a millionaire!
Don’t Delay Your Savings!
Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.
Savings Calculator
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Savings, Taxes, and Inflation
Use this calculator to determine how much your savings will be worth with these two important variables in mind.
Checkbook Balancer
Balance your checkbook with this quick and easy calculator.
Home Budget Analysis
Analyze your budget, see where your money goes and find out where you can improve!
Should My Spouse Work?
This calculator is designed to help you see the financial impact of having either one or two incomes for your household.
How Healthy Are My Finances?
See this CNN calculator which will help you decide if your finances are healthy.
Comprehensive Health Insurance Plan vs. a High Deductible Plan with HSA?
Should I choose a better comprehensive health insurance plan or am I better off getting a lower cost plan and putting that money towards an HSA?
Life Insurance Calculator
How much life insurance do I really need? Find out here!
What Are My Needs for Burial and Final Expenses?
How much are my burial and funeral expenses going to cost my family? Use this calculator to help you plan ahead.
Break-even Analysis
Find out how many units of your product you must sell to make a profit.
Business Valuation – Discounted Cash Flow
This tool calculates a business valuation based upon the discounted cash flow methodology.
Cash Flow Calculator
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Financial Ratios
This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
Working Capital Needs
Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.