Financial Tools

Mortgage Calculators

Comparison: 15 vs. 30 Years

Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Mortgage Points Calculator

Should you buy points? Use this calculator to find out.

Mortgage Qualifier

Can you buy your dream home? Find out just how much you can afford!

Refinance Break-even

Should you refinance your mortgage? Use this calculator to determine when you will break even!

Rent vs Buy

Are you better off buying your home, or should you continue to rent?

Mortgage Payoff

Save thousands of dollars in interest by increasing your monthly mortgage payment.

Credit Card & Debt Management

Accelerated Debt Payoff

Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

Credit Card Payoff

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Personal Debt Consolidation

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Auto Calculators

Auto Loans

Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

Lease vs. Buy

Should you lease your next automobile or finance it? Find out with this calculator!

Retirement Savings & Planning

Retirement Calculators

Do you ever have questions like “How will retirement impact my living expenses?” or “How much will I need to save for retirement?” Click the title above to find several helpful calculators that will help you answer these questions.

Tax Calculators

1040 Tax Calculator

How much in income taxes will you pay? Use this 1040 tax calculator to help determine your tax bill for next April.

Estate Tax Planning

Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.

Hourly Paycheck Calculator

Use this calculator to help you convert your salary to what you are earning per hour.

Should I Adjust My Payroll Withholdings? Calculator

Use this calculator to determine if you should fill out a new W-4 to adjust your payroll withholding with your employer.

Tax Freedom Day

Use this calculator to find out how many days you would have to work to pay your estimated tax liability. What day of the year have you started earning money for yourself and not for the government?

Self-Employment Taxes

If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes.

Savings Calculators

College Savings

Use this calculator to help develop or fine tune your education savings plan.

Cool Million

Find out when your savings plan may make you a millionaire!

Don’t Delay Your Savings!

Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.

Savings Calculator

Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

Savings, Taxes, and Inflation

Use this calculator to determine how much your savings will be worth with these two important variables in mind.

Personal Finance

Checkbook Balancer

Balance your checkbook with this quick and easy calculator.

Home Budget Analysis

Analyze your budget, see where your money goes and find out where you can improve!

Should My Spouse Work?

This calculator is designed to help you see the financial impact of having either one or two incomes for your household.

How Healthy Are My Finances?

See this CNN calculator which will help you decide if your finances are healthy.

Insurance Calculators

Comprehensive Health Insurance Plan vs. a High Deductible Plan with HSA?

Should I choose a better comprehensive health insurance plan or am I better off getting a lower cost plan and putting that money towards an HSA?

Life Insurance Calculator

How much life insurance do I really need? Find out here!

What Are My Needs for Burial and Final Expenses?

How much are my burial and funeral expenses going to cost my family? Use this calculator to help you plan ahead.

Business Calculators

Break-even Analysis

Find out how many units of your product you must sell to make a profit.

Business Valuation – Discounted Cash Flow

This tool calculates a business valuation based upon the discounted cash flow methodology.

Cash Flow Calculator

Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

Financial Ratios

This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

Working Capital Needs

Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.